Years ago when I called the office to talk to my parents, the on hold recording would remind people to document their home inventory with a video camera and to store the tape off-site in a safety deposit box. While the method is dated, the message is still critical – and too often, people don’t take the time to properly record the items in their home. Smartphones have made life easier and many tasks more convenient. Home inventory apps are easy to use and a great way to document the items in your home.
Do yourself a favor – don’t wait until you have an insurable incident before you make a record of the items in your home. By creating a home inventory you can ensure that you have the right limits for the actual or replacement value of the items in your home and that claims are awarded accurately and really do make you whole.
Know Your Stuff: This app is available through iTunes and provides users with the ability to take pictures, create individual room categories, insert information about the items in the room, and add make, model, price and more.
Home Inventory: This app is also available in the iTunes store and allows users to add photos and receipts for items, print reports, input individual item information such as serial number, purchase price and purchase date, as well as view reports on the phone and even add special notes to make additional comments about their items.
My Home Pro: Home Inventory: This is an Android app that allows users to scan barcodes, pull from a common item list in order to save time when building a home inventory, take photos, print reports, and enter insurance policy information.
These are just a few of the apps that are available for an efficient home inventory. The most important thing is to DO THIS. Pick one and spend a few hours with it.
As always, if you have questions about your home insurance policy, want to make changes, or wish to discuss the best way to create a home inventory, give us a call. We’re here to help.