Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Beginner’s Guide to Personal Umbrella InsurancePersonal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided... Read Article
How Affordable is Life Insurance?
Posted: April 7, 2021
How Affordable is Life Insurance?A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your loved ones to have the finances to survive a very challenging time. What Does Life... Read Article
Simple Car Maintenance Anyone Can Do
Posted: April 1, 2021
Simple Car Maintenance Anyone Can DoAll vehicles require regular maintenance. Some maintenance you can do yourself and avoid the cost of an auto mechanic. Just like ensuring you have the best deal on your auto insurance, performing basic maintenance saves you money. Are you a dedicated do-it-yourselfer? Even if you have never done vehicle maintenance before, most of the tasks outlined below are not difficult to learn. Replace Your Air... Read Article
Beginner’s Guide to Annuities
Posted: March 22, 2021
Beginner’s Guide to AnnuitiesIt is never too late, or too early, to start planning for retirement. Annuities are a popular option with many advantages. You can put away larger amounts of cash, and growth is tax-free until you withdraw the funds. As an investment vehicle, annuities may seem confusing at first. The following is a basic guide to annuities for beginners. What Are Annuities? Annuities are a relatively... Read Article
When to File a Homeowners Insurance Claim
Posted: March 16, 2021
When to File a Homeowners Insurance ClaimA home is a major investment, and home insurance is designed to protect it. We pay premiums in exchange for coverage, so the natural inclination is to file a claim when a covered loss occurs. The reality is not so clear cut. Filing a claim under the wrong circumstances can affect your premiums and your finances adversely in the future. It is important to know... Read Article