How to Get an Extra Layer of Liability Protection
Posted: March 26, 2014
Umbrella coverage, also known as personal catastrophe and liability coverage, covers just that - catastrophes. We are often concerned with losses involving ourselves or our own property. However, more often than not, the most costly losses occur when we are held responsible for someone else's loss - for example, the car accident that seriously injures someone and leaves them with a lifetime of medical bills, or...
Home Inventory Apps for your Smartphone
Posted: March 18, 2014
Years ago when I called the office to talk to my parents, the on hold recording would remind people to document their home inventory with a video camera and to store the tape off-site in a safety deposit box. While the method is dated, the message is still critical – and too often, people don’t take the time to properly record the items in their...
Possible Flood Conditions - Home and Auto Safety Tips
Posted: February 19, 2014
As the Chicagoland area braces for “powerhouse” storms in the next 24 hours, we have an increased risk for flooding due to the heavy rain and mild temperatures. The frozen ground will not be able to absorb all of the expected rain water, which can cause overland flooding into basements and below-grade garages. The record levels of snow that we’ve had this winter are making...
Preventing a Home Fire This Winter
Posted: January 30, 2014
As winter brings cool weather and a need for heat, it also brings a high risk of home fires. You can follow a few simple safety rules this winter to stay cozy without starting a fire that damages your biggest investment. 1. Be a candle snuffer: Scented candles lend warmth and spirit to the cold, holiday season, but left unattended or forgotten they can start...
Winter Road Trip Safety
Posted: December 26, 2013
Harsh winter weather can lead to unforgiving road conditions, affecting your driving abilities during winter commutes and road trips. The added risk should not be overlooked, but there are ways to improve the safety of you and your family during this potentially dangerous season. Before Leaving Before the cold sets in, and particularly before a long road trip, have your car inspected by a trusted...