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Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Auto Insurance Information

Make an informed choice: Contact us for a free car insurance quote today!

We know you have many options for auto insurance. Online insurance companies make it easy to get a lower price, but at what cost? When making decisions about auto insurance, it is important to us that you make an informed choice. Very often, online quotes don’t compare to your current level of coverage. You may be paying less, but in the event of a claim, you may not be as well protected. Contact our office for a free auto insurance quote today. We’ll review your options with you to find the company and coverage that are right for you.

Want to save money on your car insurance?

There are many factors that determine the price of car insurance. Some of these include, but are not limited to:

  • The coverage limits and deductible you select
  • Where you live
  • Your age, sex, and marital status
  • Use of vehicle, how far you drive to work, and annual mileage
  • The kind of car you drive
  • Your driving record
  • Your credit history

Do you qualify for car insurance discounts?

We can help you save money by taking advantage of various discounts that may be available to you. Different insurance companies offer different discounts: contact us today to get the discounts you deserve. Discounts available often include:

  • Anti-theft devices
  • Safety devices, such as airbags and anti-lock brakes
  • Multi-policy
  • Safe driver
  • Good student
  • Mature driver
  • Loyal customer
  • Low annual mileage
  • Pay up front payment plans

Too often the value of good auto insurance isn’t apparent until you really need it. Don’t wait until you have a claim to learn about the different coverages including liability limits, comprehensive coverage, collision coverage, personal injury protection, medical coverage, uninsured and underinsured motorist coverage, rental reimbursement, and emergency roadside service. Our insurance professionals can walk you through the different coverage and deductible options to decide which one is best for you.

What is auto insurance?

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Why do you need auto insurance?
It's really all about protecting yourself financially.                                                                                                                                       

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
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420 Lake Cook Road, Suite 111 | Deerfield, IL 60015 | T: 847.945.0155 | F: 847.945.0428 Powered by Insurance Website Builder